Yes. As a fiduciary, we are legally and ethically obligated to act in your best interest and put your interests ahead of our own. This means that we must disclose, minimize, and avoid any conflicts of interest and provide you with unbiased and objective advice. By acting as a fiduciary, we prioritize your needs and goals to ensure that our recommendations align with your best interests. If at any time it becomes clear that our services are not well-suited to your needs, we will proactively notify you and assist you with finding a better-fit solution.

Yes. As a fee-only financial planning firm, we are compensated solely by the fees paid by clients for the services provided. We do not receive commissions, referral fees, or other compensation from third-party financial products, which minimizes potential conflicts of interest related to investment selection and allows us to select funds that are in your best interest. We charge a flat-fee. This means that our fees for service are always a fixed dollar amount, rather than a percentage. This fee is determined based on the complexity of your financial situation and the scope of services provided. We have chosen a flat-fee model in order to provide transparent and predictable pricing for our services and to reduce potential conflicts of interest that arise with recommendations related to moving assets into and out of managed accounts.

Yes! While CONFIDE is a local fee-only financial planning firm in Thousand Oaks, CA, we offer financial planning and investment management for clients across the United States in a virtual format. If you are local and would like to meet in person, we do so by meeting in clients' homes or at a nearby coffee shop.

We believe that money is both significant and insignificant. We believe money is important for providing daily needs, enabling life's dreams, and blessing others. We also wholeheartedly believe that satisfaction in life is found outside of material wealth. As your financial advisor and confidant, we help you navigate this tension by diligently analyzing and considering opportunities for financial optimization, while giving you the permission and encouragement to take a less-optimal path when something of greater meaning is at stake. Our philosophy toward money is rooted in a biblical worldview, though we are not exclusive in working with clients who share this worldview. If you are unsure whether we are the right fit for you, we encourage you to schedule a free, no-obligation consultation to find out. If we are not the right fit then we will gladly assist you with finding a better-fit solution.